Mobile EMI in Nepal – Easy Smartphone Installments Explained | A to Z Mobile

Buying a new smartphone in Nepal has become easier than ever thanks to Mobile EMI services. Instead of paying the full price upfront, you can spread the cost into small monthly installments, making premium and budget phones more affordable for everyone. At A to Z Mobile, we offer fast, simple, and secure EMI services with 0% interest on selected products, official VAT bills, and nationwide delivery.

This guide explains how Mobile EMI works in Nepal, required documents, eligibility, payment options, the full EMI process, and why thousands of customers choose A to Z Mobile for hassle-free installment plans.

Mobile EMI in Nepal | A to Z Mobile Nepal

What Is Mobile EMI in Nepal?

Mobile EMI (Equated Monthly Installments) is a payment system that allows customers to purchase a smartphone and pay for it in easy monthly payments instead of one large amount. EMI is available on a wide range of smartphones through both Bank EMI and Finance EMI options.

With EMI, you can:

  • Pay small monthly installments

  • Get instant approval

  • Purchase officially with VAT bills

  • Enjoy 0% interest on selected plans

Why Choose Mobile EMI from A to Z Mobile?

Mobile EMI is becoming one of the most popular purchasing options in Nepal due to its flexibility and affordability. The main advantages of EMI from A to Z Mobile include:

✔ 0% Interest EMI options

✔ Affordable monthly payments

✔ No need to pay the full price upfront

✔ Fast approval within minutes

✔ Ideal for students, professionals & families

✔ Better financial planning

✔ Secure and transparent process

Types of EMI Available in Nepal

1. Bank EMI

  • Requires a credit card.

  • Offers multiple tenure options (3, 6, 9, 12 months)

  • Benefits include low or zero interest

  • Simple approval process

2. Finance EMI

  • Available even without a credit card

  • Requires basic documents

  • Ideal for customers who want simple installment solutions

A to Z Mobile supports both types, giving you more flexibility and convenience.

नक्कली नागरिकता प्रकरण : छानबिन सुरु | Nepal Khabar

Brand-Wise Mobile EMI Details in Nepal

Different smartphone brands in Nepal come with flexible EMI options depending on price, demand, and availability. Here is a clean breakdown:

1. Samsung Mobile EMI in Nepal

  • Popular for both premium and mid-range users

  • Flexible EMI durations (3–12 months)

  • 2 Citizenship (Applicant and Guarantor)

  • 2 Passport-sized photos (Applicant and Guarantor)

  • 40% Downpayment

2. Xiaomi / Redmi / EMI in Nepal

  • 2 Citizenship (Applicant and Guarantor)

  • 40% Downpayment

  • Great for students & first-time EMI buyers

3. Honor / Nothing / Motorola mobile EMI in Nepal

  • 2 Citizenship (Applicant and Guarantor)

  • 2 Passport Sized Photos

  • 40% Downpayment

4. Vivo/ Oneplus/ Infinix/ Realme mobile EMI in Nepal

  • 2 Citizenship (Applicant and Guarantor)

  • NID Card of Applicant (राष्ट्रिय परिचयपत्र)

  • 40% Downpayment

5. Apple (iPhone) EMI in Nepal

  • Requires a Credit Card

  • Up to 18 months EMI available on select banks.

  • 0% EMI on Nabil Bank Credit Card holders.

  • Best for customers wanting premium devices with easy monthly payments

🏦 Supported Banks:

  • 1. Nabil Bank

  • 2. Laxmi Sunrise Bank

  • 3. Machhapuchhre Bank

  • 4. NIC Asia Bank

  • 5. Kumari Bank

  • 6. Sanima Bank

  • 7. Himalayan Bank

Yes, EMI applies to all products – from iphones to Macbooks and even watches.

Infinix Hot 60 Pro Plus Price in Nepal || A to Z Mobile

How to Apply for Mobile EMI in Nepal?

Follow these simple steps at A to Z Mobile:

Step 1: Choose Your Phone

Browse any phone on our website or store.

Website: www.atozmobilenp.com

Step 2: Contact Us for EMI

Message us on WhatsApp for EMI assistance:
📞 9804053851

Step 3: Submit Required Documents

Send your citizenship copies and photos.

Step 4: Pay 40% Downpayment and Get EMI Approval.

Approval typically takes 1 to 5 Hours.

Step 5: Receive Your Smartphone

We deliver your EMI phone anywhere in Nepal with a VAT bill.

Why Choose A to Z Mobile for Mobile EMI in Nepal?

A to Z Mobile is one of Nepal’s most trusted EMI providers for smartphones. Here’s why customers prefer us:

  • ✔ 0% EMI available on many devices

  • ✔ Fast approval process

  • ✔ Official products only

  • ✔ VAT bill included with every purchase

  • ✔ Nationwide delivery

  • ✔ Easy and transparent EMI system

  • ✔ Friendly EMI assistance via WhatsApp

  • ✔ Flexible EMI duration options

Our goal is to make smartphone ownership easier and more accessible for everyone.

Sample EMI Breakdown (General Example)

Example calculation only — EMI varies by bank, plan & device.

  • 6 Months EMI: 6 easy monthly installments.

  • 9 Months EMI: Smaller monthly payments.

  • 12 Months EMI: Easiest installment option.

Exact monthly payments depend on the chosen model and EMI plan.

Frequently Asked Questions (FAQs)

1. Can I get EMI without a credit card?

Yes! Finance EMI is available even without a credit card.

2. How long does EMI approval take?

Most approvals are done within 10–30 minutes.

3. Do you provide VAT bills?

Yes, every phone at A to Z Mobile comes with an official VAT bill.

4. Is EMI available across Nepal?

Absolutely. We provide EMI phones with nationwide delivery.

5. What interest rates apply?

Selected phones are available at 0% interest EMI.